This information in this website has been prepared to provide you with general information only. It is not intended to take the place of professional advice and you should not take action on specific issues in reliance on this information. In preparing and presenting this information, we did not take into account any particular person′s investment objectives, financial situation or particular needs. Before making any investment decision, you need to consider whether this information is appropriate to your needs, objectives and circumstances. We recommend that you seek professional advice in relation to your own specific needs and objectives.

WB Financial Management Pty Ltd, its directors or employees do not give any warranty, make any representation as to, or accept responsibility for, the accuracy, reliability, timeliness or completeness of any information contained in this website, now or in the future. While the information provided is believed to be accurate, WB Financial Management Pty Ltd does not accept responsibility for any inaccuracy or any actions taken based on information on this website.

Links to other sites are provided for your convenience only. WB Financial Management Pty Ltd does not guarantee that any such links will operate as intended as we do not control, and are not responsible for the content provided on such linked websites. Any links from this website do not constitute or imply any endorsement, affiliation, or recommendation of the company, product or service accessed.

WB Financial Management Pty Ltd may be relying on third parties to provide certain information on this website and is not responsible for its accuracy. We are not liable for any loss arising from any person relying on, either wholly or partially, on information provided by third parties.

The information in the website is provided for persons in Australia only and is not provided for the use of any person who is in any other country. In this website any currency references are references to Australian dollars unless otherwise specified.

In this website, any references to “us”, “we” or “our” means WB Financial Management Pty Ltd ABN 71 073 303 885.

WB Financial Management Pty Ltd grants you a limited license

We grant you a limited license in relation to the content of the website. This includes the text, registration facilities, hyperlinks and the underlying HTML or XML. You may display it on your computer, print it, download it, and use it for your personal use in accordance with the terms and conditions of use that are set out below (“Terms of Use”).

Your entry to this site is voluntary and governed by the terms of the limited license. You must always check this page prior to using the site to make sure that you have a current understanding of the terms and conditions of use. If you do not agree with these Terms of Use, you must discontinue your use of this site.

Acknowledgment and Acceptance

If you use this website you accept the Terms of Use that apply in relation to its use. Please read them carefully. By using this website, you expressly agree to these Terms of Use and you acknowledge that you have read and understood them.

We reserve the right to vary these conditions and terms from time to time and we are entitled to alter any of the content at any time including but not limited to the Terms of Use. However, we are not under any duty to do so.

You are not allowed to do anything that alters the website, or interferes with or affects its working. This includes removing anything from it, adding anything to it, linking it to or from another website (without our express permission obtained in accordance with the requirements of the Term “Links”) and distributing any part of it to anyone else.

Intended Use

The material on this site is intended for use within Australia. This site is not intended for use outside of Australia. There is no claim that the information contained on this site is appropriate or may be downloaded legally outside of Australia. If you access this web site from outside of Australia, you do so at your own risk and you are responsible for compliance with the laws in your jurisdiction.

Our privacy policy

Parts of our website may require you to provide us with personal information. You and other users may also post other personal information on the website in accordance with the requirements of the Terms of Use. Our privacy policy restricts us in the use we can make of personal information. It is your responsibility to read our privacy policy on our website. Please read it carefully.

Intellectual Property Copyright

We own the copyright in the website and all of its content. We reserve our rights in it. Apart from uses permitted by the Copyright Act 1968 or by this limited license, no part of any material may be reproduced or provided to the public, in any form or by any means, without our written permission. If you take a copy of anything on the website, you must attach to it a copyright notice showing our copyright ownership and a copy of these Terms of Use of our website.


We own our trademark and device. No permission is given for their reproduction or publication, except to the extent allowed by this limited licence.

Posted material

You are not allowed to post any material to our website without our express permission in writing. If you have permission to post material to our website, it must not be obscene, threatening, defamatory or inappropriate; and your posting of it, and our publishing of it, must not infringe the rights of a third party, including intellectual property rights and you agree that we are not responsible in any way for any liability, loss, damage or expense you incur or suffer that arises from material being obscene, threatening, defamatory or inappropriate, or infringing the rights of a third party, including but not limited to intellectual property rights.

We are entitled to remove from our website without any notice to you any posted material you have posted to it that, in our opinion, is obscene, threatening, defamatory, inappropriate or infringing the rights of a third party, including but not limited to intellectual property rights.

You grant us a licence

If you have our express permission to post material to our web site, by posting material to the website you grant us a licence to use any of it in accordance with our privacy policy. The licence is non-exclusive, worldwide, perpetual, irrevocable and royalty-free. We are entitled to sub-licence use of any posted material.


Our website may contain a number of links to other Internet sites. The provision of these links does not mean we endorse or accept any responsibility for the content, use or products and services made available through the associated websites.

If you use these links, you acknowledge and agree that we are not responsible for the actions, content, accuracy, privacy policies, opinions expressed, services provided, goods sold, or other links provided by these sites. You further acknowledge and agree that we are not responsible either directly or indirectly for any damage or loss caused by use or reliance on linked sites. Should you have any questions regarding these sites, you should address them directly with the relevant site administrator. If you wish to create a link from or to our website or any part of our website, you must first obtain our written consent.

Time of receipt of e-mails

An e-mail is to be treated as having been received at the time it entered the information system of the addressee in an openable and readable form. Receipt may be proved by electronic or paper record of that event.

Governing law

This website is governed by the law of Queensland, Australia.